• Emmons Health Center
• Student Health Insurance

Student Health Insurance

Family health insurance policies vary widely. While some provide excellent coverage, many do not cover certain kinds of much-needed care and counseling, or do not cover treatment provided by local health facilities and professionals in Occidental's immediate area. And even students with top-of-the-line coverage through family policies often do not seek necessary treatment because they don't wish to have their parents informed about the kind of care they need.

• This insurance plan is specifically designed for Occidental College students and Los Angeles area providers.
• Students who do not seek care for their illnesses put other students at risk.
• Students are less deterred from seeking counseling or sexual health related medical attention because they know their health information is confidential to only to them. The health center can make appropriate referrals to in-network sub-specialty providers in the college vicinity (approximately 300 referrals made per year). Top referrals made to off-campus sub-specialists: orthopedic, psychology, opthamology, dermatology, and ear, nose and throat.
• Mental health coverage is included in the student PPO health plan (e.g. of the 15 referrals made fall semester, 10 students followed through. The typical follow through rate is 50%.)
• No student will fall through the cracks due to lack of insurance or under-insurance.
• Students can go to any provider of their choice (i.e. students do not need to visit the student health center first).
• Students who do not have insurance or adequate insurance and do not seek care can cause ripples of disruption that impact the larger community.
• Individual insurance policies change and sometimes are lost during the course of an academic year. The college plan guarantees that the student will have coverage while they are in school. For a modest cost, the coverage is considerable and ensures that when a student needs care, s/he will receive it.
• The insurance plan removes obstacles to accessing healthcare services and benefits the student, community and institution.
• —Students cite plan costs, breadth of coverage, understanding their insurance plan, and being able to easily access care as their top priorities. (Emmons Health Center survey of students - December 2011)

Testimonials