• Emmons Health Center
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• Insurance & Intercollegiate Sports

Insurance & Intercollegiate Sports

How Student Health Insurance Works When You Have an Intercollegiate Sports Injury

All student athletes who are participating in intercollegiate sports, sponsored by the Policyholder, are covered for any sports Injury with United Healthcare as follows: Benefits will be paid under the Schedule of Benefits for intercollegiate sports Injury up to $4,000 for each Injury.

Students can go to any provider, however selecting providers or facilities that participate in United Healthcare Options PPO network ensures the highest level of coinsurance.

• Preferred Provider Coinsurance: 100%
• Out of Network Coinsurance: 80%

Click HERE to locate in network physicians, hospitals or other facilities. There is a $30 co-pay/deductible for physician visits regardless of whether you use a preferred provider or go out of network.

What Should I do if I'm Injured While Playing Intercollegiate Sports?

1. Seek immediate medical treatment.
2. Present your United Healthcare insurance ID card to the provider.
3. Complete an injury detail form (available in Athletics). United Healthcare cannot process your claim until they receive this information.

What if I Have Other Insurance Coverage?

The student insurance plan with UHC is primary, therefore claims should be submitted to the address on your insurance ID card. 

What's Considered an Intercollegiate Sport?

Men's and Women's basketball, men's and women's cross country, men's football, men's baseball, men's and women's golf, men's and women's soccer, women's softball, men's and women's swimming/diving, men's and women's tennis, men's and women's track and field, women's volleyball, women's la crosse and men's and women's water polo.

If you have any questions about the insurance coverage, please contact Julie Gordon, United Healthcare's on-site, part-time, Client Services Representative located at Emmons Health Center at (323) 259-2836 or jgordon@oxy.edu.

The Master Policy on file at the College contains all of the provisions, limitations, exclusions and qualifications of your insurance benefits, some of which may not be included in this handout. The Master Policy is the contract and will govern and control the payment of benefits.