Student Insurance Plan
All Occidental College students are automatically enrolled the College-sponsored Student Health Insurance Preferred Provider Option Plan through United Healthcare Student Resources. This is your primary insurance coverage.
(Note: 2013-2014 plan brochure is not yet available. United Healthcare will post the plan around August 15th. Aside from the increase in maximum benefit coverage from $100,000 to $500,000, the plan is the same as the 2012-2013 plan).
The 2012-13 Student Health Insurance Plan is effective August 1, 2012 and runs through July 31, 2013. If the student attends Oxy both semesters the coverage would end on July 31, 2013. This is a Preferred Provider Option (or PPO). When care is received from a Preferred Provider (in-network), acovered medical expenses will be paid at the Preferred Provider level of benefits. In all other situations, reduced or lower benefits will be provided when an out-of-network provider is used.
All covered services provided by Emmons Student Wellness Center are paid at 100% and not subject to copays and deductibles. There is no charge for physician/nurse practitioner visits when students are seen at the Health Center however, the Health Center will charge for vaccinations, medications, exams and procedures. In addition, prescriptions filled at the Health Center will be paid at the in-network levels of co-insurance with no co-pay. Emmons Student Wellness Center will automatically bill United Healthcare Insurance Company for any charges incurred at the Health Center (any un-reimbursed balances will be charged to the student's Oxy account) on behalf of the student.
For more information about insurance coverage, contact Julie Gordon, United Healthcare's student insurance coordinator, at (323) 259-2836.
$391.25/semester = $782.50 Annual (this is for twelve consecutive months of coverage). The student health insurance is mandatory and cannot be waived.
The 2012-13 Student Insurance Plan becomes effective on August 1, 2012. This plan covers students any time, anywhere, during semester breaks, summer vacation and while studying abroad.
Insurance ID Cards
United Healthcare health insurance ID cards will be mailed to the students' campus mailbox. A copy of the student's ID card is also available online. To print a copy of your insurance ID card:
- Go to Gallagher Koster
- Your User Name is your Occidental College email address.
- Your Password is your Student ID number.
- Once logged in select "Account Home," then click on "Generate ID Card."
Students should carry their United Healthcare insurance ID card with them at all times and present it to providers any time the student seeks healthcare. This is your primary insurance coverage so claims should be submitted to United Healthcare first.
Finding an In-Network Provider
Students can go to any provider, however, they can save money by seeing providers that participate in the United Healthcare Options PPO network. To locate a network provider or pharmacy click HERE.
Write your Student Insurance ID number on all claims before submitting them to United Healthcare Student Resources. Any fees incurred at Emmons Student Wellness Center will be submitted to United Healthcare Insurance Company on behalf of the student. Claims can be submitted to:
United Healthcare Student Resources
P.O. Box 809025
Dallas, TX 75380-9025
If you have questions about the Student Insurance plan or need assistance, please contact Julie Gordon, United Healthcare's part-time Client Services Representative located at Emmons Student Wellness Center at (323) 259-2836 or firstname.lastname@example.org. Julie's hours are Tuesday, Wednesday and Thursday from 9 a.m. to 3 p.m. If Julie is unavailable, please contact Gallagher Koster at (800) 396-5977.
- Oxy 24/7 Confidential Hotline:
- Email us: