Information on the Oxy Student Health Insurance waiver process is below. For all other information on navigating health insurance issues and questions, please visit our Navigating Care guide.
If you don't see the answers to your questions, email us at emmons@oxy.edu.
Students must actively waive the health insurance each year if they do not wish to be on Oxy’s Student Health Insurance Plan (OSHIP). Waivers from previous years do not roll over.
How to Submit an Application to Waive Oxy Student Health Insurance
All enrolled students must have health insurance through an ACA accredited/approved health insurance plan. For on-campus study, students are required to have insurance that covers primary and specialty care services in Los Angeles County - having only urgent and emergent care coverage does not qualify for a health insurance waiver. A student may opt out of the Oxy student health insurance plan by filling out an online waiver and providing proof of active health insurance at www.jcbins.com.
The deadline for applying for a health insurance waiver for the Spring 2025 Semester is Tuesday, January 28, 2025 at 5:00pm. Applications will not be reviewed after this date and time. The health insurance waiver is only accessible electronically, and can be found at www.jcbins.com.
Student Health Insurance Information for the 2024-2025 Academic Year
As of August 1, 2023, the Oxy student health insurance carrier is Aetna Student Health. The student health insurance plan through Aetna Student Health covers primary, urgent, emergent, pharmaceutical and behavioral health care locally, nationally and internationally. There are no breaks in coverage, so students will be covered while on winter and summer breaks.
This Aetna Student Health insurance is a full service PPO plan that works at all Aetna Healthcare providers throughout the United States, and that covers primary, urgent, emergent, pharmaceutical and behavioral health care. Providers who do not accept Aetna will accept Aetna Student Health insurance at out-of-network rates. Student health insurance can be utilized anywhere in the US. Internationally, insurance can be used via reimbursement for services. Patients must call the insurance company before they go to the doctor to authorize the visit (if possible), or soon after to make them aware of the visit and the upcoming reimbursement request. Patients must retain all medical documents and receipts for services.